Last Updated on March 17, 2026
Terms and Conditions
Contact information: inquiries@scrapbookingfuncircle.com
The Terms and Conditions are legally binding, it is your responsibility to read them carefully prior to purchase, use, or access of any of our services or products.
Who are we
The Scrapbooking Fun Circle is a joint venture between Horizon Performance Insights and The Embellished Connection, located in Ottawa, Canada. ScrapbookingFunCircle.com is an informational site that empowers papercrafters via education, coaching, and support.
If you have any questions or concerns, please send an e-mail to inquiries@scrapbookingfuncircle.com.
Note: Your purchase will appear on your credit card as SCRAPBOOKFUN-HORIZON or on your PayPal account from Horizon Performance Insights as HORIZON-INSIGHTS or PayPal*HORIZONPERF.
Privacy Policy
Your privacy is very important to us. please click here for our detailed Privacy Policy.
Intellectual Property
All images, text, designs, graphics, and documents are owned by and property of Horizon Performance Insights, The Embellished Connection, or other identified 3rd parties.
All course material is owned by Horizon Performance Insights and/or The Embellished Connection, and you are granted access to use it. You are not allowed to reproduce any part of our websites(s), program(s), product(s) or other material.
You have access to your product(s)/service(s) for your personal use only. You can not re-sell, re-purpose, or share it, in part or whole, with anyone else without getting explicate permission by emailing us at inquires@scrapbookingfuncircle.com.
Information Disclaimer
All advice provided on this website and is for general informational and educational purposes only.
We are not responsible for any losses that may occur as a result of following this advice. We expressly disclaim any and all responsibility for any actions you choose to take as a result of using this website, products, courses, or services, free or paid.
We are not responsible for the accuracy or content of any third part that we reference on this site.
This website is updated on a regular basis but we cannot guarantee that everything is accurate, complete, or up to date.
Technology Disclaimer
We make efforts to provide you with reliable platforms to access our material and programs using 3rd party technology. In the event of an issue with the technology, you acknowledge that we are not responsible. We will make every effort to resolve the issue but some issues are outside our control and may require communication with the 3rd party.
Earnings Disclaimer – For Information Products and Workshops
We make every effort to accurately represent the products, their usage and their potential. Any claim made of actual earnings can be verified upon request and varies for each individual. We make no guarantee that you will earn money using the strategies shared on this website, information product or workshops.
Warranties
We make no warranties on our products, services, or material. All material is provided “as is” and without warranties of any kind. We do not warrant that this website and material provided are 100% correct, error-free, or virus-free.
Errors and Omissions
We are not liable for any errors or omissions, in the material on this website or in our programs or services, free or paid.
Refund Policy
Due to the nature of our products and services refunds will not be given unless otherwise stated in writing at the time of your purchase however you can cancel your subscription at any time.
If you have questions or concerns, please email us at inquiries@scrapbookingfuncircle.com.
Payment Plans
If you have signed up for a payment or a membership plan, you have authorized us to have continued access to your financial information, stored by our 3rd party financial processing company, until your payment plan is complete or you cancel your membership.
Affiliate Disclosure
We make recommendations for books, tools, programs and other products and in many cases the link provided is an affiliate link. This means we may profit when you take action on our recommendations.
We disclaim any and all liability as a result of your purchase through one of these links. You take whole responsibility for your purchase and use.
Affiliate Program Terms
Affiliates are responsible for promoting Scrapbooking Fun Circle and related products in an honest and ethical manner.
By participating in our affiliate program, you agree to the following:
- No self-purchases: Affiliates will not earn commissions on their own purchases. Any commissions generated through self-referral may be reversed.
- No misleading promotion: Affiliates may not make false, exaggerated, or misleading claims about our products, services, or results.
- Respectful promotion: Affiliates agree not to use spam, unsolicited messages, or inappropriate marketing practices when sharing affiliate links.
- Coupon and discount use: Affiliates may not promote unauthorized discounts, coupons, or offers unless explicitly provided by us.
- Commission approval: All commissions are subject to review and approval. We reserve the right to withhold or reverse commissions in cases of refunds, disputed payments, fraudulent activity, or violation of these terms.
- Commission payments: Commissions are paid only on completed, non-refunded purchases. Payments are issued after a reasonable holding period to account for refunds or payment processing issues. Affiliates are responsible for providing accurate payment details.
- Tracking and cookies: Affiliate referrals are tracked using cookies and/or tracking links. We do not guarantee that all referrals will be tracked accurately due to browser settings, cookie restrictions, or user actions. The last valid affiliate link clicked prior to purchase may determine commission attribution.
- Right to terminate: We reserve the right to remove any affiliate from the program at our discretion if these terms are not followed.
- Program changes: We reserve the right to modify, update, or cancel the affiliate program or its terms at any time without prior notice.
Termination
If at any time We feel You have violated these Terms and Conditions, then We shall immediately terminate Your use of Our website and any related communications as We deem appropriate. It is within Our sole discretion to allow any user’s access of Our website, and We may revoke this access at any time without notice, and if necessary, block Your IP address from further visits to Our site(s).
Law and Jurisdiction
These Terms and Conditions of Use and Privacy Policy are governed by and construed in accordance with Ontario Canada law. Any dispute arising out of or related to the information contained herein is subject to adjudication in the Ontario Canada.
Consent
By using our website you have consented to our Terms and Conditions and Privacy Policy. You are legally bound to them whether or not you have read them.
If you have any concerns or do not agree with any of the Terms and Conditions please email us at inquiries@scrapbookingfuncircle.com. We will make reasonable efforts to remove your name, email, and access to products, and services.
All Right Reserved
All rights not expressly granted in these Terms and Conditions and Privacy Policy or any express written here, are reserved by Horizon Performance Insights.
This policy is to inform you of the type of personal information the site collects and how it is processed and used, per Canadian, US, and EU Privacy Guidelines.